People are poor at projecting how they will change as they get older, believing they will remain largely the same despite past growth.

“we don't really know or anticipate how we are likely to change as we get older right so there's a thing in Psychology call the end of History illusion which means that you are very aware of how much you've changed in the last 20 years you are maybe smarter wiser you have your beliefs about things in life have evolved uh and that's true for most people but most people if you if you actually dig into it they think if you say who we who will you be in 20 years from now they think they'll roughly be the same person they are today”